Many people have accidents throughout Australia every day. We have accidents at home and we have accidents at work and we also have accidents going about our day to day stuff like shopping and paying bills. Sometimes when they are mopping the floor in a supermarket, they forget to put warnings to let shoppers know that the floor is wet or maybe there is a kerb sticking up out of a pavement and you only realise that it is there after you trip over it. Public liability is a duty of care that a person or company has for maintaining and keeping safe public areas. All businesses in Australia should take out public liability insurance for this reason, so that they can easily compensate members of the public who have injured themselves.
Making a Claim
If you are unlucky enough to be in a situation where you have fallen and hurt yourself then you need to make a public liability claim which is sometimes also called a personal injury claim. It is a fairly straightforward process where you injure yourself and then you claim from the owner through their public liability insurance policy. You should never feel that you shouldn’t make a claim as most businesses have such a policy and they expect you to claim if you need to. The insurance is there for good reason and you should use it to help to pay for medical bills and time off work.
Accidents and Injuries That You Can Claim For
There are many types of accidents that you can claim for which includes slips, trips and falls as a result of holes in the road, unlevel footpaths that cause you to lose balance, floor surfaces that are slippy including those that you would find in supermarkets, car parks, stairways in parking lots and many other things that are sticking up or out when they shouldn’t be. Objects falling from a height for example, in a hardware store that injures you or any trip hazard that may be on a road, footpath or right of way. It is all mostly covered.
Who Can Claim?
If anyone has had an accident on any public property, then in all likelihood, they will be able to make a public liability claim. If it happened, for example, during the course of your working day, then you will be able to make a claim against your employer. This is where personal injury lawyers are invaluable as they can advise you best as to whether or not you have a valid claim. Many of them encourage you to give them a call and to give them some background on what it is that you feel you can claim for. If there are grounds for a legitimate claim then they would be more than happy to assist you in the matter.
Public liability insurance is there to protect you in the event of an accident. If you do experience a fall or injury, contact a solicitor in the NSW area and find out what exactly are your rights.