Why Is It Important To Make An Income Protection Claim?

Illness and injuries are an unfortunate part of everyday life. As well as causing you distress and discomfort, you might also need to take some time off work. This time off work will help you to rest and recuperate and will prevent your condition from getting any worse.

Unfortunately, you might find yourself in a situation where your employer is refusing to pay you wages for the time that you have taken off. This may have a significant impact on your finances and may cause you to struggle to do basic things like pay for bills and shopping.

If this has happened to you, then it is time to make a comprehensive income protection insurance claim. This will allow you to recover any money that has been lost whilst you have been unable to go to work.

Read this guide for more information about what you need to do.

How Long Can This Compensation Be Claimed For?

The insurance will be in the form of a weekly payment. The weekly payment can last for a period between one and five years.

Keep A Record Of How Long You Have Been Absent From Work

The first step towards making a successful income claim is to make a record of how long you have been absent from work. This will allow the lawyers to work out how much you are owed retrospectively, and how much you are owed in the future if your absence is ongoing.

Get A Letter From Your Doctor

The claim will need to include the exact reasons why you have been absent from your place of employment. This will involve getting a letter from your doctor. They will be able to explain your symptoms and if the condition has started to worsen or if it has started to improve. This will bolster your case and will improve your chances of claiming the money that you feel you are owed.

Choose An Experienced Lawyer

The most important quality of any lawyer is their level of experience. You should choose a firm which has extensive knowledge of income claims. They should explain the entire process to you, as well as helping you to get all the important paperwork together. Hiring an experienced firm will ensure that you are in extremely capable hands. They will let you know if there are any problems with the case and should ask you for any additional information should it be required.


Refer Any Communication With Your Employers Through Your Lawyer

Throughout the process, you should refrain from contacting your employers directly. This is because any negative communication could jeopardise your chances of making a full claim. Any communication with your employer should be handled through your lawyer, and any messages you receive from your employer should be directed to your lawyer so that they can deal with the particular matter.

Use this guide to make a successful income claim.